On Treating Your Creative Projects Like They’re Clients

Last month when I was in Chicago I attended a Creative Mornings talk with Charles Adler, one of the co-founders of KickStarter. He talked about this illustrator who created a crowdfunding campaign to fund an art project and asked for very little money. The reason why he wanted to do this was not necessarily because

What Financial Health Means to Me

A few years ago I was acquainted with a writer. He was probably the most successful “Hollywood type” I had ever met. He made a living selling screenplays to the studios, had a handful of novels under his belt with a major publishing house, a series on network television, and one of his books was adapted into

Skimp or Splurge: On Opening Your Own Restaurant

When 27-year-old Jamie Woolner first opened the artisanal pizza eatery Pizza of Venice in the Los Angeles enclave of Altadena, he wanted to do food his way, and pizza was his canvas. At 23 he began creating his own concoctions, and sold his artisanal pizzas in frozen form at wholesale to a wine bar and

How to Go on Vacation Without Taking a Massive Hit

So for the last few months I’ve been a bit of a digital nomad, if you will. I am a little reluctant to say that because my perception of being a globetrotting digital nomad is someone who of the upper crust in freelancer society, and has money and high-paying clients out the wazoo. I, on

My Personal Road to Financial Wellness: What Freelancing Is Really All About

The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyle. Find out more about local events near you. When I took the plunge into freelancing full-time

Making the Most of a Lull

So after working like crazy for a good long while, about a month ago I hit a bit of a lull. One of my clients was occupied with another project, my part-time onsite job with my old employer was tapering off, and another outlet stopped their paid content. You know, that is just the way

On Coming to a Zen-Like Approach to Freelancing

As I’m nearing the end of my 8th month as a full-time freelancer, it’s hard to believe I’m two-thirds in to my yearlong experiment. Life has certainly been a little crazy, and I’ve slowly come to realize how much I’ve learned in the last eight months. I’ve learned a lot about managing my time and

How to Get Paid to Write When You’ve Never Been Published

The question I get the most from my friends is: How do I get paid to write? I’ve been a writer in some capacity for a long time, it’s only been the last few years that I started to get paid for it. While I’ve worked in editorial in some capacity for the last decade,

Four Types of Freelancer Money Flows and How You Can Best Manage Your Money

When it comes to our money, freelancers share common issues: budgeting to pay for yearly and quarterly taxes, forking over money for our own medical insurance, and then there’s that good ole’ self-employment tax. And of course there’s the challenge of budgeting with variable income. The thing is that depending on our line of work and

Try the Percentage Method for Budgeting

So I’ve been playing around with different systems for budgeting, and the one that works best for me is to create buckets for my recurring expenses. The money I have left over, I  kick over to the percentage method. Here’s how I do it: Step 1: Create Buckets for Your Money I am big into

How to Enjoy This Year’s AWP Conference Without Actually Attending

If you’re a writer, the annual Association of Writers and Writers Programs (AWP) Conference is in Los Angeles! Holy moly! I am a writer of fiction as well a blogger of personal finance, I am very excited as it’s in my town this year. So excited in fact, that I got myself a pass to

A Few Half-Truths About Freelancing

Now that I’m hitting my five-month mark as a full-time freelancer (yikes? hooray?), I’ve been reflecting about what I used to think freelancing would be like what it’s actually all about. You might even compare it to seeing something in a movie and then experiencing it in real life. For instance, daydreaming about, say, sliding

Four Ways to Structure Your Time

One thing I’ve been trying to figure out is how to best structure my time. I must say, I’m pretty awesome at tracking my time on assignments, but structuring my time within a given day is an entirely different story. It’s definitely in an experimental phase and I expect to keep trying out new things along

What I Vow to Do Differently Next Tax Season

Because last year I made the switch to being self-employed, my taxes this time around are going to be a little more complicated. As a result I’ve developed somewhat of what I call “Fear of Taxes Syndrome (FOTS).” I kind of am approaching this year’s taxes with a bit of a fly-by-my-seat approach—and it feels

What It Means to Be a Minimalist Freelancer

As someone who practices Zen Buddhism and minimalism, I’ve been thinking a lot about what it means exactly to be a minimalist as a freelancer. To be being minimalist has to do with your approach and mindset to how you work. It’s about getting rid of what’s not important to you. And as I’ve nearing